Michael Howarth
Purchase Loan Officer at Pennymac · Pasadena, CA
NMLS ID 2014480 (opens in a new tab) · verify at NMLS Consumer Access
Michael Howarth (NMLS 2014480) is Purchase Loan Officer at Pennymac, based in Pasadena, CA. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Arizona, California, Georgia, Massachusetts and Washington on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Florida records).
Last verified . Sources: Pennymac (pennymac.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 7 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, Arizona, California, Georgia, Massachusetts, Washington
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO83370, since 2021), PA (opens in a new tab) (80636), verified 2026-10-09.
Lender-reported: AZ, CA, GA, MA, WA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Pennymac NMLS 35953
Current · Pasadena, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael brings expertise from San Diego State University (B.S. in business) and guides customers through the full mortgage process. He has funded $51.4 million in purchase loans last year.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor's degree in business from San Diego State University
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- 10x winner; Circle of Champions award winner; Rated 4.7/5 Stars
- Source (opens in a new tab), verified 2026-10-09
- Also
- $51.4 million in purchase loans funded last year
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · pennymac.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · pennymac.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · pennymac.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · pennymac.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · pennymac.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Howarth (NMLS 2014480), Pennymac. LenDb.ai, https://lendb.ai/lo/michael-howarth-2014480, last verified 2026-10-09.
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