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Thomas Palacios, photo from Pennymac

Thomas Palacios

Purchase Loan Officer at Pennymac · Pasadena, CA

NMLS ID 853091 (opens in a new tab) · verify at NMLS Consumer Access

Thomas Palacios (NMLS 853091) is Purchase Loan Officer at Pennymac, based in Pasadena, CA. Licensed in 3 states confirmed with state regulators: Florida, Colorado and Pennsylvania. Also lists Arizona, California, Georgia and Washington on the lender page (not yet checked with the state regulator). Licensed since 2016 (per Florida records). States 12 years of experience.

Last verified . Sources: Pennymac (pennymac.com), Florida state regulator, Colorado state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, Colorado, Pennsylvania, Arizona, California, Georgia, Washington

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO35502, since 2016), CO (opens in a new tab) (100503045, since 2016), PA (opens in a new tab) (59524), verified 2026-10-09.

    Lender-reported: AZ, CA, GA, WA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. Pennymac NMLS 35953

      Current · Pasadena, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Thomas has 12 years in the mortgage industry helping clients achieve their biggest investment and purchase. He is passionate about assisting families with their homeownership goals.

    Our summary of the lender page. Verified 2026-10-09.

    Sources

    Name and employerlender site · pennymac.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · data.pa.gov (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · pennymac.com (opens in a new tab)verified 2026-10-09
    Summarylender site · pennymac.com (opens in a new tab)verified 2026-10-09
    Contactlender site · pennymac.com (opens in a new tab)verified 2026-10-09
    Photolender site · pennymac.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Thomas Palacios (NMLS 853091), Pennymac. LenDb.ai, https://lendb.ai/lo/thomas-palacios-853091, last verified 2026-10-09.

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