Michael Lara
Senior Loan Officer at Embrace Home Loans · Tampa, FL
NMLS ID 448479 (opens in a new tab) · verify at NMLS Consumer Access
Michael Lara (NMLS 448479) is Senior Loan Officer at Embrace Home Loans, based in Tampa, FL. Licensed in Florida, confirmed with the state regulator (license LO22189). Focus areas shown on the lender page: First-time buyer and Real estate investor. Licensed since 2013 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2013 (per Florida records)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: embracehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO22189, since 2013), verified 2026-10-09.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Tampa, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael serves families, first-time homebuyers, and real estate investors across Hillsborough County and Greater Tampa Bay from Riverview, Florida. He offers a broad range of loan programs including FHA, VA, USDA, Jumbo, non-conforming, bank statement, and condo financing.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Riverview, Brandon, Valrico, Apollo Beach, and surrounding communities in Hillsborough County and Greater Tampa Bay
- Source (opens in a new tab), verified 2026-10-09
- Community
- Supports A Kid's Place and member of Buckhorn Springs Golf and Country Club
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Lara (NMLS 448479), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/michael-lara-448479, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.