Tracy Putman
Senior Loan Officer at Embrace Home Loans · Tampa, FL
NMLS ID 415539 (opens in a new tab) · verify at NMLS Consumer Access
Tracy Putman (NMLS 415539) is Senior Loan Officer at Embrace Home Loans, based in Tampa, FL. Licensed in 2 states confirmed with state regulators: Florida and Pennsylvania. Also lists Maryland, Virginia and West Virginia on the lender page (not yet checked with the state regulator). Licensed since 2020 (per Florida records).
Last verified . Sources: Embrace Home Loans (embracehomeloans.com), Florida state regulator, Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2020 (per Florida records)
- 5 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Pennsylvania, Maryland, Virginia, West Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO75504, since 2020), PA (opens in a new tab) (61177), verified 2026-10-09.
Lender-reported: MD, VA, WV are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Embrace Home Loans NMLS 2184
Current · Tampa, FL · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tracy Putman has over 23 years of mortgage industry experience and deep knowledge of both Frederick County, Maryland and Florida real estate markets. She is known for her sincere, caring attitude and consistently earns outstanding survey ratings.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · embracehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tracy Putman (NMLS 415539), Embrace Home Loans. LenDb.ai, https://lendb.ai/lo/tracy-putman-415539, last verified 2026-10-09.
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