Michael Ludwig
Credit Solutions Advisor, Assistant Vice President at Bank of America · Cedar Park, TX
NMLS ID 728871 (opens in a new tab) · verify at NMLS Consumer Access
Michael Ludwig (NMLS 728871) is Credit Solutions Advisor, Assistant Vice President at Bank of America, based in Cedar Park, TX. Licensed in Florida, confirmed with the state regulator (license LO143827). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Earliest state license record: December 30, 2025 (Florida), per state regulator.
Last verified . Sources: Bank of America (mortgage.bankofamerica.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: December 30, 2025 (Florida), per state regulator
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143827, first effective 2025-12-30), verified 2026-10-09.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
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Employment history
Bank of America NMLS 399802
Current · Cedar Park, TX · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
Sources
| Name and employer | lender site · mortgage.bankofamerica.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · mortgage.bankofamerica.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · mortgage.bankofamerica.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Ludwig (NMLS 728871), Bank of America. LenDb.ai, https://lendb.ai/lo/michael-ludwig-728871, last verified 2026-10-09.
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