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Michael Lyle Spencer II

Community Mortgage Consultant at Wells Fargo Home Mortgage · Fallbrook, CA

NMLS ID 459621 (opens in a new tab) · verify at NMLS Consumer Access

Michael Lyle Spencer II (NMLS 459621) is Community Mortgage Consultant at Wells Fargo Home Mortgage, based in Fallbrook, CA.

Last verified . Sources: Wells Fargo Home Mortgage (homeloans.wellsfargo.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Contact

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    View profile at Wells Fargo Home Mortgage (opens in a new tab)

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    Employment history

    1. Wells Fargo Home Mortgage NMLS 399801

      Current · Fallbrook, CA · seen on lender site 2026-10-09

    Disciplinary actions

    None on record

    Regulator orders are not loaded yet. Check NMLS Consumer Access.

    About

    Serves
    Fallbrook, CA and surrounding areas
    Source (opens in a new tab), verified 2026-10-09

    Reviews

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    Sources

    Name and employerlender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    Contactlender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Michael Lyle Spencer II (NMLS 459621), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/michael-lyle-spencer-ii-459621, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.