Steve Chen, photo from Wells Fargo Home Mortgage

Steve Chen

Sales Manager, Private Mortgage Banking at Wells Fargo Home Mortgage · Sunnyvale, CA

NMLS ID 714948 (opens in a new tab) · verify at NMLS Consumer Access

Steve Chen (NMLS 714948) is Sales Manager, Private Mortgage Banking at Wells Fargo Home Mortgage, based in Sunnyvale, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Chinese. States 15 years of experience.

Last verified . Sources: Wells Fargo Home Mortgage (homeloans.wellsfargo.com) and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    • Chinese

    Source: lender site (opens in a new tab), verified 2026-10-09

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.

    Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).

    Contact

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    View profile at Wells Fargo Home Mortgage (opens in a new tab)

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    Employment history

    1. Wells Fargo Home Mortgage NMLS 399801

      Current · Sunnyvale, CA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Steve has over 15 years at Wells Fargo Home Mortgage and is recognized as a highly reputable loan originator throughout the Bay Area. He has funded over $5 billion in mortgages and helped more than 5,000 families achieve homeownership.

    Our summary of the lender page. Verified 2026-10-09.

    Credentials
    15-time Wells Fargo Home Mortgage President's Club honoree (2011–present)
    Source (opens in a new tab), verified 2026-10-09
    Also
    Over $5 billion in mortgage loans funded since 2011
    Source (opens in a new tab), verified 2026-10-09
    Also
    Helped over 5,000 families achieve their homeownership dreams
    Source (opens in a new tab), verified 2026-10-09
    Serves
    Bay Area and surrounding communities
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    Languageslender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    Summarylender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    Contactlender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    Photolender site · homeloans.wellsfargo.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Steve Chen (NMLS 714948), Wells Fargo Home Mortgage. LenDb.ai, https://lendb.ai/lo/steve-chen-714948, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.