Michael Messinger
Mortgage Banker at The Federal Savings Bank
NMLS ID 2732704 (opens in a new tab) · verify at NMLS Consumer Access
Michael Messinger (NMLS 2732704) is Mortgage Banker at The Federal Savings Bank. Licensed in Florida, confirmed with the state regulator (license LO140812). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. The Federal Savings Bank also offers VA loan (a lender program, not confirmed as their own focus). Earliest state license record: August 26, 2025 (Florida), per state regulator. States 13 years of experience.
Last verified . Sources: The Federal Savings Bank (thefederalsavingsbank.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 26, 2025 (Florida), per state regulator
- 13 years experience (stated)
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
No focus listed on their lender page yet.
Their lender offers
VA loan. Programs The Federal Savings Bank offers (verified 2026-10-16). Lender-level: not confirmed as Michael's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO140812, first effective 2025-08-26), verified 2026-10-15.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
The Federal Savings Bank NMLS 411500
Current · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Lender programs | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Contact | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · thefederalsavingsbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Messinger (NMLS 2732704), The Federal Savings Bank. LenDb.ai, https://lendb.ai/lo/michael-messinger-2732704, last verified 2026-10-16.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.