Michael Owens
Senior Loan Officer at CrossCountry Mortgage · Simpsonville, SC
NMLS ID 107434 (opens in a new tab) · verify at NMLS Consumer Access
Michael Owens (NMLS 107434) is Senior Loan Officer at CrossCountry Mortgage, based in Simpsonville, SC. Licensed in 6 states: Georgia, Maryland, North Carolina, South Carolina, Tennessee and Virginia. Focus areas shown on the lender page: First-time buyer. 14 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 14 years licensed
- 6 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Georgia, Maryland, North Carolina, South Carolina, Tennessee, Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO15806, since 2012), verified 2026-10-09.
Others as listed on the lender page (GA, MD, NC, SC, TN, VA), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Simpsonville, SC · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Michael has 25 years of mortgage experience and is a top 1% loan originator. He serves the Simpsonville, SC area with expertise in conventional, jumbo, FHA, VA, and renovation loans.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- top 1% of mortgage originators in the country
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Owens (NMLS 107434), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/michael-owens-107434, last verified 2026-10-09.
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