Nick Kristoff
Branch Manager at CrossCountry Mortgage · Bluffton, SC
NMLS ID 379253 (opens in a new tab) · verify at NMLS Consumer Access
Nick Kristoff (NMLS 379253) is Branch Manager at CrossCountry Mortgage, based in Bluffton, SC. Licensed in Florida, confirmed with the state regulator (license LO122110). Also lists District of Columbia, Georgia, North Carolina, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Non-QM loan, Real estate investor and HELOC. Licensed since 2023 (per Florida records).
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2023 (per Florida records)
- 6 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, District of Columbia, Georgia, North Carolina, South Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO122110, since 2023), verified 2026-10-09.
Lender-reported: DC, GA, NC, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Bluffton, SC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Branch manager licensed in Florida, Georgia, South Carolina, North Carolina and Virginia serving Lowcountry residents. Scotsman Guide Top Originator and Top 1% of Mortgage Originators in America.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Top 1% of Mortgage Originators in America by Mortgage Executive Magazine
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nick Kristoff (NMLS 379253), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicholas-kristoff-379253, last verified 2026-10-09.
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