Michael Santulli
Branch Manager/Licensed Loan Originator at Homestead Funding · Watertown, NY
NMLS ID 119214 (opens in a new tab) · verify at NMLS Consumer Access
Michael Santulli (NMLS 119214) is Branch Manager/Licensed Loan Originator at Homestead Funding, based in Watertown, NY. Lists New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and First-time buyer. States 30 years of experience.
Last verified . Sources: Homestead Funding (homesteadfunding.com) and NMLS Consumer Access (license status, check live).
- 30 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: homesteadfunding.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: NY is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Homestead Funding NMLS 3232
Current · Watertown, NY · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michael brings over 30 years of mortgage experience including retail banking, loan origination, and branch leadership. He is especially skilled in VA loans and guides veterans, active-duty service members, and diverse clients toward homeownership.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homesteadfunding.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · homesteadfunding.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homesteadfunding.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homesteadfunding.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homesteadfunding.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michael Santulli (NMLS 119214), Homestead Funding. LenDb.ai, https://lendb.ai/lo/michael-santulli-119214, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.