Michelle Gertzman
Loan Officer at Xpert Home Lending
NMLS ID 2146593 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Gertzman (NMLS 2146593) is Loan Officer at Xpert Home Lending. Licensed in 6 states: Colorado, Georgia, Illinois, South Carolina, Texas and Wyoming. Focus areas shown on the lender page: Real estate investor, FHA loan, Jumbo loan, USDA loan and VA loan. States 20 years of experience.
Last verified . Sources: Xpert Home Lending (xperthomelending.com), Colorado state regulator and NMLS Consumer Access (license status, check live).
- 20 years experience
- 6 states
- Unclaimed profile
- No actions on file
Specialties
- Real estate investorlender page
- FHA loanlender page
- Jumbo loanlender page
- USDA loanlender page
- VA loanlender page
Where we saw these: xperthomelending.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Colorado, Georgia, Illinois, South Carolina, Texas, Wyoming
Confirmed with the state regulator: CO (opens in a new tab) (100526588, since 2021), verified 2026-10-09.
Others as listed on the lender page (GA, IL, SC, TX, WY), not yet checked against state regulators.
Contact
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Employment history
Xpert Home Lending NMLS 2179191
Current · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Michelle is a mortgage advisor and non-practicing realtor with 20+ years in real estate, focused on helping clients build net worth through real estate investments.
Our summary of the lender page. Verified 2026-10-09.
Reviews
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Sources
| Name and employer | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · apps.colorado.gov (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · xperthomelending.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michelle Gertzman (NMLS 2146593), Xpert Home Lending. LenDb.ai, https://lendb.ai/lo/michelle-gertzman-2146593, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.