Michelle Cieniewicz
Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending) · Wilmington, DE
NMLS ID 2277845 (opens in a new tab) · verify at NMLS Consumer Access
Michelle Cieniewicz (NMLS 2277845) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Wilmington, DE. Licensed in Pennsylvania, confirmed with the state regulator (license 111649). Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home, VA loan, FHA loan and First-time buyer.
Last verified . Sources: JPMorgan Chase Bank (Chase Home Lending) (homelendingadvisor.chase.com), Pennsylvania state regulator and NMLS Consumer Access (license status, check live).
- Likely federally registered
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: homelendingadvisor.chase.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: PA (opens in a new tab) (111649), verified 2026-10-09.
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
JPMorgan Chase Bank (Chase Home Lending) NMLS 399798
Current · Wilmington, DE · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Michelle serves clients nationwide with a primary focus in DE, NJ, MD & PA. She specializes in preapproval, FHA mortgages, VA mortgages, fixed-rate mortgages, vacation home financing, and first-time homebuyer programs.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · data.pa.gov (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · homelendingadvisor.chase.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Michelle Cieniewicz (NMLS 2277845), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/michelle-cieniewicz-2277845, last verified 2026-10-09.
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