Nick Caravana
Senior Executive Loan Officer at Lower · Columbus, OH
NMLS ID 1416141 (opens in a new tab) · verify at NMLS Consumer Access
Nick Caravana (NMLS 1416141) is Senior Executive Loan Officer at Lower, based in Columbus, OH. Licensed in Florida, confirmed with the state regulator (license LO32435). Also lists Alabama, Arizona, California, Colorado, Connecticut, Delaware, Georgia, Illinois and 19 more on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records).
Last verified . Sources: Lower (lower.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2015 (per Florida records)
- 28 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arizona, California, Colorado, Connecticut, Delaware, Georgia, Illinois, Indiana, Kentucky, Massachusetts, Maryland, Michigan, Minnesota, Missouri, North Carolina, New Hampshire, New Jersey, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, Tennessee, Virginia, Washington, Wisconsin
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO32435, since 2015), verified 2026-10-09.
Lender-reported: AL, AZ, CA, CO, CT, DE, GA, IL, IN, KY, MA, MD, MI, MN, MO, NC, NH, NJ, OH, OK, OR, PA, SC, TN, VA, WA, WI are listed on the lender page, not yet checked with the state regulator.
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Employment history
Lower NMLS 1124061
Current · Columbus, OH · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Nick Caravana has 10+ years of mortgage experience and is a Scotsman Guide Top Producer. They say they have helped thousands of homeowners with purchases, refinances and home equity strategies.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nick Caravana (NMLS 1416141), Lower. LenDb.ai, https://lendb.ai/lo/nicholas-caravana-1416141, last verified 2026-10-10.
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