Property types · South Carolina
Condo loan officers in South Carolina
As of 2026-10-09, LenDb lists 19 loan officers licensed in or based in South Carolina whose lender pages show Condo work. The top-ranked are Jeffrey Zulauf (CrossCountry Mortgage, Suwanee), Maggie Mikaitis (CrossCountry Mortgage, Chicago) and Karen Chiu (CrossCountry Mortgage, San Gabriel). Ranking is lender-neutral: specialty evidence first, then a license in SC, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 19
- 1
Jeffrey ZulaufNMLS 18566
CrossCountry Mortgage · Suwanee, GA · licensed in 22 states
- Condo
- First-time buyer
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 15 years of experience (lender page, 2026-10-09)
- 2
Maggie MikaitisNMLS 1395394
CrossCountry Mortgage · Chicago, IL · licensed in 36 states
- Condo
- Real estate investor
- Jumbo loan
- Non-QM loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 13 years of experience (lender page, 2026-10-09)
- 3
Karen ChiuNMLS 611778
CrossCountry Mortgage · San Gabriel, CA · licensed in 21 states
- Condo
- First-time buyer
- Non-QM loan
- New construction
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Colorado records)
- 4
Lenae VandegriftNMLS 649456
American Pacific Mortgage · Thornton, CO · licensed in 10 states
- Condo
- First-time buyer
- Real estate investor
- Self-employed
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 5
Tammy FrithNMLS 190264
CrossCountry Mortgage · Destin, FL · licensed in 5 states
- Condo
- Non-QM loan
- Jumbo loan
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 6
Kevin GizaNMLS 436859
CrossCountry Mortgage · Pittsburgh, PA · licensed in 4 states
- Condo
- Jumbo loan
- Non-QM loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Vince CurcioNMLS 102096
First Heritage Mortgage · licensed in 8 states
- Condo
- Construction loan
- Renovation loan (203k / HomeStyle)
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 8
Chad LubbenNMLS 447796
CrossCountry Mortgage · Cornelius, NC · licensed in 12 states
- Condo
- Jumbo loan
- FHA loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- 9
Travis BlaytonNMLS 1493984
CrossCountry Mortgage · Florence, SC · licensed in 4 states
- Condo
- Jumbo loan
- Non-QM loan
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Office in Florence, SC
- States 10 years of experience (lender page, 2026-10-09)
- 10
Jason NaderNMLS 313085
First Home Mortgage · Annapolis, MD · licensed in 7 states
- Condo
- First-time buyer
- VA loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 11
Nick KristoffNMLS 379253
CrossCountry Mortgage · Bluffton, SC · licensed in 6 states
- Condo
- Non-QM loan
- Real estate investor
- HELOC
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Office in Bluffton, SC
- Licensed since 2023 (per Florida records)
- 12
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Condo
- Down payment assistance
- FHA loan
- Jumbo loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 13
Lori RousseauNMLS 506634
CrossCountry Mortgage · Alpharetta, GA · licensed in 6 states
- Condo
- Jumbo loan
- Non-QM loan
- VA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 14
Tom MerrittNMLS 315449
CrossCountry Mortgage · Chicago, IL · licensed in 14 states
- Condo
- Jumbo loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- 15
Steve CassanoNMLS 2373510
JPMorgan Chase Bank (Chase Home Lending) · Bank · Columbia, SC
- Condo
- Co-op
- VA loan
- FHA loan
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Office in Columbia, SC
- Licensed since 2022 (per Florida records)
- 16
Justin BonuraNMLS 73184
CrossCountry Mortgage · Denville, NJ · licensed in 19 states
- Condo
- Jumbo loan
- VA loan
- FHA loan
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 17
Tony GeraciNMLS 1886526
CrossCountry Mortgage · Columbus, OH · licensed in 13 states
- Condo
- Non-QM loan
- Real estate investor
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- 18
Robert CarterNMLS 898005
Highlands Residential Mortgage · Knoxville, TN · licensed in 8 states
- Condo
- Construction loan
- Manufactured home
- Vacation home
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2021 (per Florida records)
- 19
Corey JohnsonNMLS 331544
CrossCountry Mortgage · Tequesta, FL · licensed in 12 states
- Condo
- Jumbo loan
- First-time buyer
- SC listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Condo on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
Before you choose
The building's budget, reserves, litigation and owner-occupancy ratio all affect approval, not just the buyer's credit.
- Is this project already approved or warrantable with your investors?
- What documents do you need from the HOA, and who orders the condo questionnaire?
- How do you handle a project with pending litigation or low reserves?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a SC license is confirmed with the state regulator (check mark), SC is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=condo&state=SC. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.