Nikki James, photo from CrossCountry Mortgage

Nikki James

Mortgage Advisor at CrossCountry Mortgage · Greenwood Village, CO

NMLS ID 293138 (opens in a new tab) · verify at NMLS Consumer Access

Nikki James (NMLS 293138) is Mortgage Advisor at CrossCountry Mortgage, based in Greenwood Village, CO. Lists California and Colorado on the lender page (not yet checked with the state regulator). Licensed since 2023 (per Florida records).

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    California, Colorado

    Lender-reported: CA, CO are listed on the lender page, not yet checked with the state regulator.

    Earlier regulator records (not active): FL (expired).

    Contact

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    View profile at CrossCountry Mortgage (opens in a new tab)

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    Employment history

    1. CrossCountry Mortgage NMLS 3029

      Current · Greenwood Village, CO · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Nikki has 30+ years of combined team experience and specializes in bridge loans, RSU income, complex income structures, and first-time homebuyers, focusing on education and personalized affordability assessments.

    Our summary of the lender page. Verified 2026-10-09.

    Experience
    30+
    Source (opens in a new tab), verified 2026-10-09
    Also
    Specializes in bridge loans and RSU income
    Source (opens in a new tab), verified 2026-10-09
    Also
    Part of Littleton, CO branch
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Nikki James (NMLS 293138), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicola-james-293138, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.