Nick Rios

VP of Mortgage Lending at CrossCountry Mortgage · Wilmington, NC

NMLS ID 1997670 (opens in a new tab) · verify at NMLS Consumer Access

Nick Rios (NMLS 1997670) is VP of Mortgage Lending at CrossCountry Mortgage, based in Wilmington, NC. Lists North Carolina, Pennsylvania and South Carolina on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Down payment assistance, Non-QM loan and First-time buyer. Speaks English and Spanish. Earliest state license record: November 3, 2022 (Florida), per state regulator.

Last verified 2026-10-09. Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Earliest state license record: November 3, 2022 (Florida), per state regulator
3 states
Unclaimed profile
Disciplinary history not yet checked

Specialties

Where we saw these: crosscountrymortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

English
Spanish

Source: lender site (opens in a new tab), verified 2026-10-09

Licensed states

North Carolina, Pennsylvania, South Carolina

Lender-reported: NC, PA, SC are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

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LinkedIn: Profile (opens in a new tab)

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Employment history

CrossCountry Mortgage NMLS 3029
Current · Wilmington, NC · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves: Wilmington, NC; Source (opens in a new tab), verified 2026-10-09

Sources

Name and employer	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Licenses (regulator)	state regulator · real.flofr.com (opens in a new tab)	verified 2026-10-09
Licensed states	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Specialties	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Languages	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Contact	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
Photo	lender site · crosscountrymortgage.com (opens in a new tab)	verified 2026-10-09
License status	NMLS Consumer Access (opens in a new tab)	check live

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Cite as: Nick Rios (NMLS 1997670), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicolas-rios-1997670, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.