Patrick Stoy
Senior Vice President of Lending at CrossCountry Mortgage · Wilmington, NC
NMLS ID 39527 (opens in a new tab) · verify at NMLS Consumer Access
Patrick Stoy (NMLS 39527) is Senior Vice President of Lending at CrossCountry Mortgage, based in Wilmington, NC. Licensed in Florida, confirmed with the state regulator (license LO115071). Also lists Kentucky, Minnesota, Missouri, Montana, North Carolina, New Mexico, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, Real estate investor and Reverse mortgage. Licensed since 2022 (per Florida records). States 25 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2022 (per Florida records)
- 25 years experience (stated)
- 9 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Kentucky, Minnesota, Missouri, Montana, North Carolina, New Mexico, South Carolina, Virginia
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO115071, since 2022), verified 2026-10-09.
Lender-reported: KY, MN, MO, MT, NC, NM, SC, VA are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Wilmington, NC · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Mortgage professional with 25+ years serving the East Coast, known for personalized service and expert guidance. Patrick leads a high-performance team and is recognized as a Scotsman Guide Top Originator.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- N.C. Home Builders Association Mortgage Professional of the Year
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Top 20 Purchase Loan Officer, Fastest Growing Loan Officer, Top 1% of Mortgage Professionals in NC and nationwide
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Patrick Stoy (NMLS 39527), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/patrick-stoy-39527, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.