Nicole Habib
Senior Loan Officer at CrossCountry Mortgage · Montvale, NJ
NMLS ID 659153 (opens in a new tab) · verify at NMLS Consumer Access
Nicole Habib (NMLS 659153) is Senior Loan Officer at CrossCountry Mortgage, based in Montvale, NJ. Licensed in Florida, confirmed with the state regulator (license LO141616). Also lists New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Non-QM loan and Real estate investor. Earliest state license record: September 26, 2025 (Florida), per state regulator. States 11 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 26, 2025 (Florida), per state regulator
- 11 years experience (stated)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO141616, first effective 2025-09-26), verified 2026-10-09.
Lender-reported: NJ, NY are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Montvale, NJ · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Top-producing advisor with over 11 years of mortgage industry experience. Began in her father's mortgage company, earned a Finance degree from Monmouth University, achieved top producer status at banks and mortgage firms, and is a Certified Mortgage Advisor.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor's degree in Finance from Monmouth University
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Appeared on Fox television sharing mortgage knowledge
- Source (opens in a new tab), verified 2026-10-09
- Role
- Consultant for MBS Highway, helping create innovative products
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nicole Habib (NMLS 659153), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/nicole-habib-659153, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.