LenDb.ai

Property types · New Jersey

Condo loan officers in New Jersey

As of 2026-10-09, LenDb lists 42 loan officers licensed in or based in New Jersey whose lender pages show Condo work. The top-ranked are Susan Lake (CrossCountry Mortgage, Denville), Jeffrey Zulauf (CrossCountry Mortgage, Suwanee) and Maggie Mikaitis (CrossCountry Mortgage, Chicago). Ranking is lender-neutral: specialty evidence first, then a license in NJ, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Susan LakeNMLS 61474

    CrossCountry Mortgage · Denville, NJ · licensed in 5 states

    • Condo
    • Co-op
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Denville, NJ
    • Licensed since 2022 (per Florida records)
    • States 24 years of experience (lender page, 2026-10-09)
  2. 2

    Jeffrey ZulaufNMLS 18566

    CrossCountry Mortgage · Suwanee, GA · licensed in 22 states

    • Condo
    • First-time buyer
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
    • States 15 years of experience (lender page, 2026-10-09)
  3. 3

    Maggie MikaitisNMLS 1395394

    CrossCountry Mortgage · Chicago, IL · licensed in 36 states

    • Condo
    • Real estate investor
    • Jumbo loan
    • Non-QM loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2018 (per Florida records)
    • States 13 years of experience (lender page, 2026-10-09)
  4. 4

    Nicole PerroneNMLS 235881

    CrossCountry Mortgage · Union, NJ · licensed in 5 states

    • Condo
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Union, NJ
    • Licensed since 2024 (per Florida records)
    • States 30 years of experience (lender page, 2026-10-09)
  5. 5

    Christopher AlbaneseNMLS 63768

    CrossCountry Mortgage · Durango, CO · licensed in 8 states

    • Condo
    • 2 to 4 unit property
    • Co-op
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2020 (per Florida records)
  6. 6

    Nicholas ScaliciNMLS 1722436

    CrossCountry Mortgage · Staten Island, NY · licensed in 3 states

    • Condo
    • Co-op
    • First-time buyer
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  7. 7

    David FayNMLS 513224

    CrossCountry Mortgage · Lexington, MA · licensed in 8 states

    • Condo
    • Jumbo loan
    • Physician and medical professional
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • States 25 years of experience (lender page, 2026-10-09)
  8. 8

    Matthew WardNMLS 236356

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Brick, NJ

    • Condo
    • Co-op
    • FHA loan
    • HELOC
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Brick, NJ
  9. 9

    Nicole HabibNMLS 659153

    CrossCountry Mortgage · Montvale, NJ · licensed in 3 states

    • Condo
    • Non-QM loan
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Montvale, NJ
    • Licensed since 2025 (per Florida records)
    • States 11 years of experience (lender page, 2026-10-09)
  10. 10

    Robert CaravellaNMLS 483409

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Jersey City, NJ

    • Condo
    • Co-op
    • Self-employed
    • Vacation home
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Jersey City, NJ
  11. 11

    Paulo RodriguezNMLS 314784

    CrossCountry Mortgage · Miami, FL · licensed in 4 states

    • Condo
    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2014 (per Florida records)
  12. 12

    Justin BonuraNMLS 73184

    CrossCountry Mortgage · Denville, NJ · licensed in 19 states

    • Condo
    • Jumbo loan
    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Denville, NJ
    • Licensed since 2022 (per Florida records)
  13. 13

    Zak RaffelNMLS 1470292

    CrossCountry Mortgage · Montvale, NJ · licensed in 5 states

    • Condo
    • Down payment assistance
    • Non-QM loan
    • Renovation loan (203k / HomeStyle)
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Montvale, NJ
    • Licensed since 2022 (per Florida records)
  14. 14

    Joe FavaNMLS 67235

    CrossCountry Mortgage · New Windsor, NY · licensed in 7 states

    • Condo
    • Real estate investor
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2017 (per Florida records)
  15. 15

    Scott NadlerNMLS 385124

    CrossCountry Mortgage · Brooklyn, NY · licensed in 8 states

    • Condo
    • Co-op
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2019 (per Florida records)
  16. 16

    Melora LoveNMLS 408782

    CrossCountry Mortgage · Union, NJ · licensed in 6 states

    • Condo
    • Co-op
    • Non-QM loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Union, NJ
    • Licensed since 2024 (per Florida records)
  17. 17

    Guna ShanmNMLS 1001991

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Voorhees, NJ

    • Condo
    • Co-op
    • VA loan
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Voorhees, NJ
    • Licensed since 2021 (per Florida records)
  18. 18

    Shaun KorenNMLS 1281988

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Morristown, NJ

    • Condo
    • Co-op
    • VA loan
    • FHA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Morristown, NJ
    • Licensed since 2021 (per Florida records)
  19. 19

    Elizabeth TapiaNMLS 840045

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Jersey City, NJ · licensed in 2 states

    • Condo
    • Co-op
    • VA loan
    • FHA loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Jersey City, NJ
  20. 20

    Kristian RaccugliaNMLS 1559429

    CrossCountry Mortgage · Union, NJ · licensed in 2 states

    • Condo
    • Non-QM loan
    • Construction loan
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Union, NJ
  21. 21

    James BarrowmanNMLS 1949972

    CrossCountry Mortgage · Middletown, NJ

    • Condo
    • Co-op
    • Down payment assistance
    • Jumbo loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Middletown, NJ
  22. 22

    Stuart KolinskyNMLS 47703

    CrossCountry Mortgage · Purchase, NY · licensed in 3 states

    • Condo
    • Co-op
    • HELOC
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  23. 23

    David RodriguezNMLS 539922

    CrossCountry Mortgage · Brooklyn, NY · licensed in 4 states

    • Condo
    • Co-op
    • Jumbo loan
    • Non-QM loan
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  24. 24

    Michael BomparolaNMLS 685473

    CrossCountry Mortgage · Brooklyn, NY · licensed in 7 states

    • Condo
    • Co-op
    • HELOC
    • NJ listed on their lender page (not yet checked with the state regulator; verify at NMLS)
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Licensed since 2021 (per Florida records)
  25. 25

    Mauricio RojasNMLS 39350

    JPMorgan Chase Bank (Chase Home Lending) · Bank · Jersey City, NJ

    • Condo
    • Co-op
    • Vacation home
    • VA loan
    • Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
    • Lists Condo on lender page (lender page, verified 2026-10-09)
    • Office in Jersey City, NJ

Before you choose

The building's budget, reserves, litigation and owner-occupancy ratio all affect approval, not just the buyer's credit.

  • Is this project already approved or warrantable with your investors?
  • What documents do you need from the HOA, and who orders the condo questionnaire?
  • How do you handle a project with pending litigation or low reserves?

More about Condo

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a NJ license is confirmed with the state regulator (check mark), NJ is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=condo&state=NJ. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.