Nikolas Kosach
Loan Officer at Empire Home Loans · Fair Oaks, CA
NMLS ID 1128138 (opens in a new tab) · verify at NMLS Consumer Access
Nikolas Kosach (NMLS 1128138) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor and First-time buyer.
Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · Fair Oaks, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Over a decade of mortgage experience helping first-time buyers to multi-level investors with creative financing solutions. Region's top lender since 2010.
Our summary of the lender page. Verified 2026-10-09.
- Education
- Bachelor of Science in Organizational Communication from University of Portland (2006), Master of Art in Kinesiology and Sport Management from St. Mary's College of California (2009)
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Nikolas Kosach (NMLS 1128138), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/nikolas-kosach-1128138, last verified 2026-10-09.
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