Phil Carr
Loan Officer at Empire Home Loans
NMLS ID 106501 (opens in a new tab) · verify at NMLS Consumer Access
Phil Carr (NMLS 106501) is Loan Officer at Empire Home Loans. Focus areas shown on the lender page: First-time buyer, Manufactured home and New construction.
Last verified . Sources: Empire Home Loans (empirehomeloans.com) and NMLS Consumer Access (license status, check live).
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: empirehomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
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Contact
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Employment history
Empire Home Loans NMLS 1839243
Current · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Phil has nearly 40 years in financial services. He specializes in new construction and rehabilitation loans including site-built, modular, and manufactured homes, and is passionate about helping first-time buyers and veterans.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · empirehomeloans.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Phil Carr (NMLS 106501), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/phil-carr-106501, last verified 2026-10-09.
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