Patrick Cardenas Reyes
Loan Officer at Consumer Real Estate Finance Co. · Fort Lauderdale, FL
NMLS ID 2728822 (opens in a new tab) · verify at NMLS Consumer Access
Patrick Cardenas Reyes (NMLS 2728822) is Loan Officer at Consumer Real Estate Finance Co., based in Fort Lauderdale, FL. Licensed in 3 states confirmed with state regulators: Florida, Pennsylvania and Texas. Focus areas shown on the lender page: Real estate investor. Consumer Real Estate Finance Co. also offers First-time buyer (a lender program, not confirmed as their own focus). Earliest state license record: August 20, 2025 (Texas), per state regulator.
Last verified . Sources: Consumer Real Estate Finance Co. (societymortgage.com), Florida state regulator, Pennsylvania state regulator, Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 20, 2025 (Texas), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
Where we saw these: societymortgage.com (opens in a new tab)
Their lender offers
First-time buyer. Programs Consumer Real Estate Finance Co. offers (verified 2026-10-13). Lender-level: not confirmed as Patrick's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO143574, first effective 2025-12-17), PA (opens in a new tab) (116542), TX (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Consumer Real Estate Finance Co. NMLS 104621
Current · Fort Lauderdale, FL · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Patrick Cardenas Reyes tailors financing to each client's goals and timeline, working with both seasoned investors and first-time homebuyers.
Our summary of the lender page. Verified 2026-10-15.
Sources
| Name and employer | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Specialties | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Lender programs | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-13 |
| Summary | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | state regulator · societymortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Patrick Cardenas Reyes (NMLS 2728822), Consumer Real Estate Finance Co.. LenDb.ai, https://lendb.ai/lo/patricio-cardenas-reyes-2728822, last verified 2026-10-15.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.