Paul J Montesano
Loan Officer at Cliffco, Inc. · Uniondale, NY
NMLS ID 4388 (opens in a new tab) · verify at NMLS Consumer Access
Based in Uniondale, New York, Paul J Montesano (NMLS 4388) is a Loan Officer at Cliffco, Inc., licensed in Florida since 2022 and in New York and Maryland. Paul works at an FHA-approved lender, per HUD.
Last verified . Sources: Cliffco, Inc. (cliffcomortgage.com), Florida state regulator, New York state regulator, Maryland state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 14, 2022 (Florida), per state regulator
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Paul licensed in New York?
- Yes. New York regulator records list a license as active (verified 2026-10-14). LenDb has 2 other states on file for Paul.
- Source: New York state regulator (opens in a new tab)
- What lender does Paul work for, and is it FHA-approved?
- Cliffco, Inc., company NMLS 65328, from the Uniondale, NY office, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).
- Source: lender site; HUD (opens in a new tab)
- How long has Paul been licensed?
- The earliest state license record LenDb holds for Paul is from March 14, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
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Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO104117, first effective 2022-03-14), NY (opens in a new tab), MD (opens in a new tab), verified 2026-10-15.
Contact
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Employment history
Cliffco, Inc. NMLS 65328
Current · Uniondale, NY · seen on lender site 2026-10-15
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Sources
| Name and employer | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Licenses (regulator) | state regulator · labor.maryland.gov (opens in a new tab) | verified 2026-10-26 |
| Contact | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| Photo | lender site · cliffcomortgage.com (opens in a new tab) | verified 2026-10-15 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Paul J Montesano (NMLS 4388), Cliffco, Inc.. LenDb.ai, https://lendb.ai/lo/paul-montesano-4388, last verified 2026-10-26.
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