Paul Nicolo
Loan Officer at CrossCountry Mortgage · Lake Elmo, MN
NMLS ID 452468 (opens in a new tab) · verify at NMLS Consumer Access
Paul Nicolo (NMLS 452468) is Loan Officer at CrossCountry Mortgage, based in Lake Elmo, MN. Licensed in Florida, confirmed with the state regulator (license LO92983). Also lists Minnesota and Wisconsin on the lender page (not yet checked with the state regulator). Earliest state license record: August 16, 2021 (Florida), per state regulator.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: August 16, 2021 (Florida), per state regulator
- 3 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
None listed on the lender page yet.
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO92983, first effective 2021-08-16), verified 2026-10-09.
Lender-reported: MN, WI are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Lake Elmo, MN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Paul is dedicated to helping clients achieve homeownership by navigating mortgage options. He offers conventional, jumbo, FHA, and VA loan products.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Paul Nicolo (NMLS 452468), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/paul-nicolo-452468, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.