Ryan Nechas
Loan Officer at CrossCountry Mortgage · Lake Elmo, MN
NMLS ID 212311 (opens in a new tab) · verify at NMLS Consumer Access
Ryan Nechas (NMLS 212311) is Loan Officer at CrossCountry Mortgage, based in Lake Elmo, MN. Licensed in Florida, confirmed with the state regulator (license LO136399). Also lists Minnesota on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Earliest state license record: March 20, 2025 (Florida), per state regulator. States 26 years of experience.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: March 20, 2025 (Florida), per state regulator
- 26 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO136399, first effective 2025-03-20), verified 2026-10-09.
Lender-reported: MN is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Lake Elmo, MN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ryan joined the mortgage industry in December 1998 and has 26 years of experience helping clients navigate complicated processes. He was recognized by Scotsman Guide's Top Originators list in 2021 for Most Loans Closed.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- 2021 Scotsman Guide's Top Originators list for Most Loans Closed
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ryan Nechas (NMLS 212311), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/ryan-nechas-212311, last verified 2026-10-09.
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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.