William Earnest, photo from Lower

William Earnest

Loan Officer at Lower · Columbia, MD

NMLS ID 2769700 (opens in a new tab) · verify at NMLS Consumer Access

William Earnest (NMLS 2769700) is Loan Officer at Lower, based in Columbia, MD. Lists Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer.

Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: lower.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Virginia

Lender-reported: VA is listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Lower NMLS 1124061

    Current · Columbia, MD · seen on lender site 2026-10-10

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Serves homebuyers across Central Virginia, including Midlothian, Richmond and Chesterfield County, and especially enjoys helping first-time buyers.

Our summary of the lender page. Verified 2026-10-10.

Serves
Midlothian, Richmond, Chesterfield County, Powhatan County, Henrico County, Hanover County, Central Virginia
Source (opens in a new tab), verified 2026-10-10

Sources

Name and employerlender site · lower.com (opens in a new tab)verified 2026-10-10
Licensed stateslender site · lower.com (opens in a new tab)verified 2026-10-10
Specialtieslender site · lower.com (opens in a new tab)verified 2026-10-10
Summarylender site · lower.com (opens in a new tab)verified 2026-10-10
Contactlender site · lower.com (opens in a new tab)verified 2026-10-10
Photolender site · lower.com (opens in a new tab)verified 2026-10-10
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: William Earnest (NMLS 2769700), Lower. LenDb.ai, https://lendb.ai/lo/william-earnest-2769700, last verified 2026-10-10.

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