Rachael Calk
Loan Officer at Lower · Hughes Springs, TX
NMLS ID 2805062 (opens in a new tab) · verify at NMLS Consumer Access
Rachael Calk (NMLS 2805062) is Loan Officer at Lower, based in Hughes Springs, TX. Lists Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Self-employed.
Last verified . Sources: Lower (lower.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: lower.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: TX is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · Hughes Springs, TX · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Rachael is a Northeast Texas native who serves clients across Texas, with a focus on families in the greater San Antonio and Seguin areas. They have a particular interest in helping self-employed borrowers.
Our summary of the lender page. Verified 2026-10-10.
- Education
- Stephen F. Austin State University graduate
- Source (opens in a new tab), verified 2026-10-10
- Serves
- Texas statewide, with focus on greater San Antonio and Seguin areas
- Source (opens in a new tab), verified 2026-10-10
- Community
- Runs a local running store with husband; involved in running groups and local events
- Source (opens in a new tab), verified 2026-10-10
- Also
- More than eight years in quality assurance and compliance before mortgage
- Source (opens in a new tab), verified 2026-10-10
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Rachael Calk (NMLS 2805062), Lower. LenDb.ai, https://lendb.ai/lo/rachael-calk-2805062, last verified 2026-10-10.
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