Tiffany Moreno
Loan Officer at Lower · El Paso, TX
NMLS ID 2060980 (opens in a new tab) · verify at NMLS Consumer Access
Tiffany Moreno (NMLS 2060980) is Loan Officer at Lower, based in El Paso, TX. Licensed in Texas, confirmed with the state regulator. Also lists California on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and VA loan. Lower also offers FHA loan, HELOC, Real estate investor, Jumbo loan and Non-QM loan and 3 more (a lender program, not confirmed as their own focus). Earliest state license record: May 28, 2026 (Texas), per state regulator. States 5 years of experience.
Last verified . Sources: Lower (lower.com), Texas state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: May 28, 2026 (Texas), per state regulator
- 5 years experience (stated)
- Works at an FHA-approved lender, per HUD (opens in a new tab)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Focus
- Focus: First-time buyer(from their lender profile page)
- Focus: VA loan(from their lender profile page)
Where we saw these: lower.com (opens in a new tab)
Their lender offers
FHA loan, HELOC, Real estate investor, Jumbo loan, Non-QM loan, Renovation loan (203k / HomeStyle), USDA loan and Vacation home. Programs Lower offers (verified 2026-10-10). Lender-level: not confirmed as Tiffany's own focus, so ask.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
✓ Confirmed with the state regulator: TX (opens in a new tab), verified 2026-10-13.
Lender-reported: CA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Lower NMLS 1124061
Current · El Paso, TX · seen on lender site 2026-10-10
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Tiffany Moreno has over 5 years of experience and says they specialize in first-time homebuyers and VA loan clients. Licensed in Texas and California.
Our summary of the lender page. Verified 2026-10-10.
Sources
| Name and employer | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licensed states | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Licenses (regulator) | state regulator · sml.texas.gov (opens in a new tab) | verified 2026-10-13 |
| Specialties | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Lender programs | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Summary | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Contact | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| Photo | lender site · lower.com (opens in a new tab) | verified 2026-10-10 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tiffany Moreno (NMLS 2060980), Lower. LenDb.ai, https://lendb.ai/lo/tiffany-moreno-2060980, last verified 2026-10-13.
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