Rachel Wheatley

Loan Advisor at American Pacific Mortgage · Layton, UT

NMLS ID 2139549 (opens in a new tab) · verify at NMLS Consumer Access

Rachel Wheatley (NMLS 2139549) is Loan Advisor at American Pacific Mortgage, based in Layton, UT. Licensed in Colorado, confirmed with the state regulator (license 100528287). Also lists Utah on the lender page (not yet checked with the state regulator). Licensed since 2021 (per Colorado records).

Last verified . Sources: American Pacific Mortgage (apmortgage.com), Colorado state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Colorado, Utah

    ✓ Confirmed with the state regulator: CO (opens in a new tab) (100528287, since 2021), verified 2026-10-10.

    Lender-reported: UT is listed on the lender page, not yet checked with the state regulator.

    Contact

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    Employment history

    1. American Pacific Mortgage NMLS 1850

      Current · Layton, UT · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Rachel Wheatley is a dedicated mortgage loan officer born and raised in Ogden City with deep expertise in the Wasatch Front region, including time living in Syracuse. She guides clients through home financing with transparency and care.

    Our summary of the lender page. Verified 2026-10-09.

    Serves
    Wasatch Front region, including Ogden City, Syracuse, and surrounding areas
    Source (opens in a new tab), verified 2026-10-09
    Community
    Advocate for water conservation, recycling, and waste reduction
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · apps.colorado.gov (opens in a new tab)verified 2026-10-10
    Licensed stateslender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · apmortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Rachel Wheatley (NMLS 2139549), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/rachel-wheatley-2139549, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.