Ray Trolan, photo from First Heritage Mortgage

Ray Trolan

Renovation Lending Manager at First Heritage Mortgage

NMLS ID 459769 (opens in a new tab) · verify at NMLS Consumer Access

Ray Trolan (NMLS 459769) is Renovation Lending Manager at First Heritage Mortgage. Lists Delaware and Maryland on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). Licensed since 2023 (per Florida records).

Last verified . Sources: First Heritage Mortgage (fhmtg.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: fhmtg.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Delaware, Maryland

Lender-reported: DE, MD are listed on the lender page, not yet checked with the state regulator.

Earlier regulator records (not active): FL (expired).

Contact

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Employment history

  1. First Heritage Mortgage NMLS 86548

    Current · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Ray is dedicated to making home financing clear and easy to understand. He focuses on listening, clear communication, and timely follow-up, tailoring guidance to each client's unique goals and financial situation.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Summarylender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Contactlender site · fhmtg.com (opens in a new tab)verified 2026-10-09
Photolender site · fhmtg.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

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Cite as: Ray Trolan (NMLS 459769), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/raymond-trolan-459769, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.