Ricardo Torres
Area Sales Manager at CMG Home Loans · McAllen, TX
NMLS ID 255493 (opens in a new tab) · verify at NMLS Consumer Access
Ricardo Torres (NMLS 255493) is Area Sales Manager at CMG Home Loans, based in McAllen, TX. Licensed in Florida, confirmed with the state regulator (license LO94428). Focus areas shown on the lender page: VA loan. Speaks Spanish. Earliest state license record: September 13, 2021 (Florida), per state regulator. States 27 years of experience.
Last verified . Sources: CMG Home Loans (cmghomeloans.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Earliest state license record: September 13, 2021 (Florida), per state regulator
- 27 years experience (stated)
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: cmghomeloans.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
- Spanish
Source: lender site (opens in a new tab), verified 2026-10-11
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO94428, first effective 2021-09-13), verified 2026-10-09.
Contact
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Employment history
CMG Home Loans NMLS 1820
Current · McAllen, TX · seen on lender site 2026-10-11
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Ricardo has helped homeowners with financing options for over 27 years and focuses on working with Veterans to use their home loan benefit to the fullest.
Our summary of the lender page. Verified 2026-10-11.
Sources
| Name and employer | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Languages | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Summary | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Contact | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| Photo | lender site · cmghomeloans.com (opens in a new tab) | verified 2026-10-11 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Ricardo Torres (NMLS 255493), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/ricardo-torres-255493, last verified 2026-10-11.
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