Richard Breed
Branch Manager/Vice President, Senior Mortgage Banker at Total Mortgage Services · West Hartford, CT
NMLS ID 704369 (opens in a new tab) · verify at NMLS Consumer Access
Richard Breed (NMLS 704369) is Branch Manager/Vice President, Senior Mortgage Banker at Total Mortgage Services, based in West Hartford, CT. Licensed in Florida, confirmed with the state regulator (license LO81813). Also lists Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, South Carolina and Vermont on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. Licensed since 2021 (per Florida records).
Last verified . Sources: Total Mortgage Services (totalmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2021 (per Florida records)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: totalmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Connecticut, Massachusetts, Maine, New Hampshire, Rhode Island, South Carolina, Vermont
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO81813, since 2021), verified 2026-10-09.
Lender-reported: CT, MA, ME, NH, RI, SC, VT are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Total Mortgage Services NMLS 2764
Current · West Hartford, CT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Richard has the highest customer service ranking at Total Mortgage for 4 years in a row, with the highest production ranking for CHFA First-Time Homebuyer loans in Connecticut.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Highest Customer Service Ranking within Total Mortgage for 4 years in a row
- Source (opens in a new tab), verified 2026-10-09
- Credentials
- Highest Production Ranking for CHFA First-Time Homebuyer Loans within Total Mortgage statewide
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Richard Breed (NMLS 704369), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/richard-breed-704369, last verified 2026-10-09.
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