Borrower situations · Connecticut
Loan officers for first-time buyers in Connecticut
As of 2026-10-09, LenDb lists 160 loan officers licensed in or based in Connecticut whose lender pages show First-time buyer work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Rich Vicinanza (Homestead Funding, Danbury) and Stephen Gambardella (Total Mortgage Services, Milford). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Dan L'altrellaNMLS 133211
Guild Mortgage · Shelton, CT
- First-time buyer
- FHA loan
- Jumbo loan
- Non-QM loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Shelton, CT
- States 20 years of experience (lender page, 2026-10-09)
- 2
Rich VicinanzaNMLS 58648
Homestead Funding · Danbury, CT · licensed in 3 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Danbury, CT
- Licensed since 2022 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Stephen GambardellaNMLS 1997649
Total Mortgage Services · Milford, CT
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Milford, CT
- States 15 years of experience (lender page, 2026-10-09)
- 4
Denise PanzaNMLS 16446
Total Mortgage Services · Naples, FL · licensed in 20 states
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 5
Adam WorkmanNMLS 128183
CrossCountry Mortgage · Charlotte, NC · licensed in 42 states
- First-time buyer
- Real estate investor
- VA loan
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 6
Chad RankinNMLS 490282
Guild Mortgage · Worcester, MA · licensed in 38 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 7
Susan HoweNMLS 848400
Fairway Independent Mortgage Corporation · Foxboro, MA · licensed in 12 states
- First-time buyer
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 8
Aaron SandersNMLS 2555076
CrossCountry Mortgage · Delray Beach, FL · licensed in 19 states
- First-time buyer
- Real estate investor
- VA loan
- Construction loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 9
Katya MariniNMLS 493847
Homestead Funding · West Springfield, MA · licensed in 2 states
- First-time buyer
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- States 25 years of experience (lender page, 2026-10-09)
- 10
Todd McDermottNMLS 63690
Homestead Funding · Goshen, NY · licensed in 9 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 11
Debora ValdesNMLS 1793296
Total Mortgage Services · Milford, CT · licensed in 6 states
- First-time buyer
- ITIN borrower
- Real estate investor
- Self-employed
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Milford, CT
- Licensed since 2022 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 12
Joe McBreenNMLS 686541
CrossCountry Mortgage · Michigan City, IN · licensed in 22 states
- First-time buyer
- Real estate investor
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 13
John AstrologoNMLS 441861
CrossCountry Mortgage · White Plains, NY · licensed in 10 states
- First-time buyer
- Co-op
- FHA loan
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- States 16 years of experience (lender page, 2026-10-09)
- 14
Brandon ParentiNMLS 1187141
CrossCountry Mortgage · Prospect, CT · licensed in 6 states
- First-time buyer
- Non-QM loan
- HELOC
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Prospect, CT
- Licensed since 2018 (per Florida records)
- 15
Charles PuleriNMLS 54667
CrossCountry Mortgage · Delray Beach, FL · licensed in 12 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2011 (per Florida records)
- States 21 years of experience (lender page, 2026-10-09)
- 16
Joan KofskyNMLS 133361
CrossCountry Mortgage · Wayne, PA · licensed in 7 states
- First-time buyer
- Real estate investor
- Renovation loan (203k / HomeStyle)
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- States 25 years of experience (lender page, 2026-10-09)
- 17
Nick ClarkeNMLS 998103
CrossCountry Mortgage · Marshfield, MA · licensed in 11 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 18
Yanni StefanidisNMLS 1725443
Churchill Mortgage · Irvine, CA · licensed in 16 states
- First-time buyer
- FHA loan
- Real estate investor
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 19
Sebastian CordobaNMLS 1485371
CrossCountry Mortgage · Lexington, MA · licensed in 5 states
- First-time buyer
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2026 (per Florida records)
- States 9 years of experience (lender page, 2026-10-09)
- 20
Jake HealyNMLS 1028904
CrossCountry Mortgage · Delray Beach, FL · licensed in 7 states
- First-time buyer
- Non-QM loan
- HELOC
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2017 (per Florida records)
- 21
David BottoneNMLS 16414
Guild Mortgage · Warwick, RI · licensed in 5 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- 22
Richard BreedNMLS 704369
Total Mortgage Services · West Hartford, CT · licensed in 8 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in West Hartford, CT
- Licensed since 2021 (per Florida records)
- 23
George PostNMLS 1693795
CrossCountry Mortgage · Marshfield, MA · licensed in 5 states
- First-time buyer
- Real estate investor
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2025 (per Florida records)
- States 7 years of experience (lender page, 2026-10-09)
- 24
Linda P. FayNMLS 93999
Fairway Independent Mortgage Corporation · Suffield, CT
- First-time buyer
- Condo
- FHA loan
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Office in Suffield, CT
- 25
Lisa YountchiNMLS 1485353
CrossCountry Mortgage · Purchase, NY · licensed in 10 states
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists First-time buyer on lender page (lender page, verified 2026-10-09)
- Licensed since 2024 (per Florida records)
- States 6 years of experience (lender page, 2026-10-09)
Before you choose
The best options combine programs (FHA, conventional low down, local assistance) and need patient guidance through the process.
- Which low down payment programs fit my situation?
- Am I eligible for any first-time buyer assistance here?
- What will my total cash to close be?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CT license is confirmed with the state regulator (check mark), CT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=first-time-buyer&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.