Rich Molloy "Team Towery"
Residential Loan Officer at Banner Bank · San Diego, CA
NMLS ID 3796 (opens in a new tab) · verify at NMLS Consumer Access
Based in San Diego, California, Rich Molloy "Team Towery" (NMLS 3796) is a Residential Loan Officer at Banner Bank.
Last verified . Sources: Banner Bank (loanofficers.bannerbank.com), Florida state regulator and NMLS Consumer Access (license status, check live). Licensed as Richard Molloy (Florida regulator).
- Earliest state license record: September 10, 2012 (Florida), per state regulator
- 20 years experience (stated)
- Likely federally registered
- Unclaimed profile
- Disciplinary history not yet checked
Quick answers
- Is Rich licensed?
- Rich works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.
- Source: employer type in LenDb's lender registry
- What lender does Rich work for?
- Banner Bank, company NMLS 439266, from the San Diego, CA office, per the lender's own site (verified 2026-10-16).
- Source: lender site (opens in a new tab)
- How long has Rich been licensed?
- The earliest state license record LenDb holds for Rich is from September 10, 2012 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Rich states 20 years of experience.
- Source: Florida state regulator (opens in a new tab)
Specialties
Focus
No focus listed on their lender page yet.
Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Regulator records not active: FL (expired).
Likely federally registered: works at a bank. Federally registered MLOs aren't state-licensed; verify at NMLS (NMLS Consumer Access (opens in a new tab)).
Contact
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Employment history
Banner Bank NMLS 439266
Current · San Diego, CA · seen on lender site 2026-10-16
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
- Community
- Board of Directors, Mission Bay Youth Baseball; coaches youth baseball
- Source (opens in a new tab), verified 2026-10-16
Sources
| Name and employer | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-15 |
| Contact | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| Photo | lender site · loanofficers.bannerbank.com (opens in a new tab) | verified 2026-10-16 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Rich Molloy "Team Towery" (NMLS 3796), Banner Bank. LenDb.ai, https://lendb.ai/lo/richard-molloy-3796, last verified 2026-10-16.
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