Robert Bates
Branch Partner at ALCOVA Mortgage · Hardy, VA
NMLS ID 191832 (opens in a new tab) · verify at NMLS Consumer Access
Robert Bates (NMLS 191832) is Branch Partner at ALCOVA Mortgage, based in Hardy, VA. Licensed in Virginia. Focus areas shown on the lender page: Bank statement loan, DSCR loan, FHA loan, HELOC and Reverse mortgage.
Last verified . Sources: ALCOVA Mortgage (alcova.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- No actions on file
Specialties
- Bank statement loanlender page
- DSCR loanlender page
- FHA loanlender page
- HELOClender page
- Reverse mortgagelender page
- USDA loanlender page
- VA loanlender page
Where we saw these: alcova.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
As listed on the lender page (VA), not yet checked against state regulators.
Contact
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Employment history
ALCOVA Mortgage NMLS 40508
Current · Hardy, VA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Robert has extensive mortgage industry experience and specializes in a wide range of loan programs including conventional, FHA, VA, USDA, Virginia Housing, reverse mortgages, HELOCs, DSCR, and bank statement loans. He is dedicated to finding solutions and tailoring loan options for first-time homebuyers, veterans, and self-employed borrowers.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Freedom Baptist Church, Harrisonburg Police Foundation, local food pantry nonprofits
- Source (opens in a new tab), verified 2026-10-09
Reviews
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LenDb reviews
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Sources
| Name and employer | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · alcova.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Robert Bates (NMLS 191832), ALCOVA Mortgage. LenDb.ai, https://lendb.ai/lo/robert-bates-191832, last verified 2026-10-09.
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