Borrower situations · Massachusetts
Loan officers for homeowners who are refinancing in Massachusetts
As of 2026-10-26, LenDb lists 32 loan officers licensed in or based in Massachusetts whose lender pages show Refinance work. The top-ranked are Lindsay Moran (Guaranteed Rate Affinity, LLC, Boston), Mark Jurilla (Guaranteed Rate Affinity, LLC, Boston) and Kim Shuey (Mutual of Omaha Mortgage, Overland Park). Ranking is lender-neutral: specialty evidence first, then a license in MA, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 25
- 1
Lindsay MoranNMLS 40411
Guaranteed Rate Affinity, LLC · Boston, MA
- Refinance
- HELOC
- Jumbo loan
- Non-QM loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO40411), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Office in Boston, MA
- States 22 years of experience (lender page, 2026-10-21)
- 2
Mark JurillaNMLS 441305
Guaranteed Rate Affinity, LLC · Boston, MA · licensed in 2 states
- Refinance
- First-time buyer
- Physician and medical professional
- Real estate investor
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO441305), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Office in Boston, MA
- Earliest state license record: June 22, 2026 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-21)
- 3
Kim ShueyNMLS 410338
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 15 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO410338), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 22, 2011 (Texas), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 4
Stephanie O'FarrellNMLS 95809
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO95809), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 17, 2008 (Illinois), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 5
Michael BushNMLS 67031
Guild Mortgage · North Attleboro, MA · licensed in 8 states
- Refinance
- Jumbo loan
- Down payment assistance
- First-time buyer
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO67031), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in North Attleboro, MA
- Earliest state license record: December 15, 2023 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-19)
- 6
Steve HochreinNMLS 133559
Newrez · Columbia, MD · licensed in 15 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO133559), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 21, 2011 (Florida), per state regulator
- States 14 years of experience (lender page, 2026-10-14)
- 7
Savannah FabbioNMLS 751672
CMG Home Loans · Mashpee, MA · licensed in 3 states
- Refinance
- FHA loan
- Non-QM loan
- VA loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO751672), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Office in Mashpee, MA
- Earliest state license record: March 23, 2017 (Florida), per state regulator
- 8
Jason SmithNMLS 1030753
Ladera Lending, Inc. · Lake Forest, CA · licensed in 8 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1030753), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Earliest state license record: June 21, 2013 (Oregon), per state regulator
- 9
Robert Gardner-SouzaNMLS 1777771
Consumer Real Estate Finance Co. · Falmouth, MA · licensed in 5 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1777771), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Office in Falmouth, MA
- Earliest state license record: November 13, 2018 (Florida), per state regulator
- States 7 years of experience (lender page, 2026-10-21)
- 10
Christopher ArnoldNMLS 1702764
Newrez · Fort Washington, PA · licensed in 15 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1702764), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: January 30, 2018 (Wisconsin), per state regulator
- 11
Don MurrayNMLS 201163
Total Mortgage Services · Worcester, MA · licensed in 3 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO201163), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-21)
- Office in Worcester, MA
- Earliest state license record: March 4, 2020 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-21)
- 12
Jim SimpsonNMLS 420787
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 16 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO420787), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: January 15, 2015 (Colorado), per state regulator
- States 22 years of experience (lender page, 2026-10-20)
- 13
Eric RasoNMLS 457108
CMG Home Loans · Tempe, AZ · licensed in 40 states
- Refinance
- 2 to 4 unit property
- Low credit score
- Non-QM loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO457108), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: August 27, 2014 (Colorado), per state regulator
- States 20 years of experience (lender page, 2026-10-20)
- 14
Lauren RussoNMLS 2747846
CrossCountry Mortgage · Lynnfield, MA · licensed in 2 states
- Refinance
- FHA loan
- First-time buyer
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO2747846), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Office in Lynnfield, MA
- 15
Mark GundersenNMLS 397893
Mutual of Omaha Mortgage · St. Charles, IL · licensed in 11 states
- Refinance
- Down payment assistance
- FHA loan
- First-time buyer
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO397893), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: November 20, 2012 (Illinois), per state regulator
- States 21 years of experience (lender page, 2026-10-20)
- 16
Roger OdoardiNMLS 12906
Blue Water Mortgage, LLC · licensed in 9 states
- Refinance
- First-time buyer
- Construction loan
- HELOC
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO12906), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: May 21, 2018 (Florida), per state regulator
- 17
Jillian FaustinoNMLS 2748105
Newrez · Fort Washington, PA · licensed in 11 states
- Refinance
- HELOC
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO2748105), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 2, 2025 (Illinois), per state regulator
- 18
Nicholas Charles PagniniNMLS 1911943
Barrett Financial Group · Mortgage broker · Chandler, AZ · licensed in 10 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1911943), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: February 14, 2020 (California), per state regulator
- 19
Matt FensterNMLS 21524
Guild Mortgage · Middletown, RI · licensed in 12 states
- Refinance
- First-time buyer
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO21524), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: April 15, 2026 (Florida), per state regulator
- States 22 years of experience (lender page, 2026-10-20)
- 20
Tyler BahnsenNMLS 362852
CMG Home Loans · Miami, FL · licensed in 13 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO362852), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: October 20, 2011 (Florida), per state regulator
- States 21 years of experience (lender page, 2026-10-20)
- 21
Mike RogersNMLS 1017883
Fairway Independent Mortgage Corporation · Suffield, CT · licensed in 3 states
- Refinance
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1017883), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: February 21, 2022 (Florida), per state regulator
- 22
Claudio PecaNMLS 46212
AnnieMac Home Mortgage · Mt. Laurel, NJ · licensed in 3 states
- Refinance
- First-time buyer
- Real estate investor
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO46212), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: September 1, 2022 (Florida), per state regulator
- States 20 years of experience (lender page, 2026-10-26)
- 23
Khash SaghafiNMLS 120117
Liberty Home Mortgage Corporation · Independence, OH · licensed in 14 states
- Refinance
- FHA loan
- USDA loan
- VA loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO120117), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-26)
- Earliest state license record: October 24, 2014 (Florida), per state regulator
- States 25 years of experience (lender page, 2026-10-15)
- 24
Robert FergerNMLS 228658
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 12 states
- Refinance
- FHA loan
- Jumbo loan
- VA loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO228658), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: July 10, 2017 (Colorado), per state regulator
- States 25 years of experience (lender page, 2026-10-20)
- 25
Jake LonghtaNMLS 1595726
Mutual of Omaha Mortgage · Overland Park, KS · licensed in 14 states
- Refinance
- FHA loan
- First-time buyer
- Jumbo loan
- ✓Licensed in MA: confirmed with the Massachusetts regulator (license MLO1595726), verified 2026-10-26
- Lists Refinance on lender page (lender page, verified 2026-10-20)
- Earliest state license record: April 4, 2018 (Colorado), per state regulator
- States 10 years of experience (lender page, 2026-10-20)
Before you choose
Whether a refinance pays off depends on closing costs, how long you keep the loan and the new rate; cash-out and buyout refinances have their own equity, seasoning and title rules.
- What are my total closing costs, and how many months until the lower payment pays them back?
- Can I take cash out, and how much equity do I need to keep?
- If I am buying out a former spouse or co-owner, what does the divorce decree or agreement need to say?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a MA license is confirmed with the state regulator (check mark), MA is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (the earliest state license record in the regulator rosters we hold, or years the loan officer states) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=refinance&state=MA. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.