Sandra Smith
Originating Branch Manager at CrossCountry Mortgage · Alpharetta, GA
NMLS ID 200651 (opens in a new tab) · verify at NMLS Consumer Access
Sandra Smith (NMLS 200651) is Originating Branch Manager at CrossCountry Mortgage, based in Alpharetta, GA. Licensed in 7 states: Florida, Alabama, Georgia, North Carolina, South Carolina, Tennessee and Virginia. Focus areas shown on the lender page: Jumbo loan, Non-QM loan and FHA loan. 15 years licensed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- 15 years licensed
- 7 states
- Unclaimed profile
- No actions on file
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Georgia, North Carolina, South Carolina, Tennessee, Virginia
Confirmed with the state regulator: FL (opens in a new tab) (LO7942, since 2011), verified 2026-10-09.
Others as listed on the lender page (AL, GA, NC, SC, TN, VA), not yet checked against state regulators.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Alpharetta, GA · seen on lender site 2026-10-09
Disciplinary actions
None on record
Regulator orders are not loaded yet. Check NMLS Consumer Access.
About
Sandra Smith brings over 20 years of mortgage industry experience and specializes in conventional, FHA, VA, USDA, construction, and non-QM loans. She's known for closing on time, clear communication, and top-tier service; holds multiple MBAG awards.
Our summary of the lender page. Verified 2026-10-09.
- Credentials
- Multiple Mortgage Bankers Association of Georgia (MBAG) awards; Member of MBAG and Alpharetta Business Association
- Source (opens in a new tab), verified 2026-10-09
Reviews
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Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
Also available as Markdown, JSON, or via the API.
Cite as: Sandra Smith (NMLS 200651), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/sandra-smith-200651, last verified 2026-10-09.
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