Scott Eisgrau

SVP | Branch Manager, Sr. Loan Officer at Atlantic Coast Mortgage · Owings Mills, MD

NMLS ID 139186 (opens in a new tab) · verify at NMLS Consumer Access

Scott Eisgrau (NMLS 139186) is SVP | Branch Manager, Sr. Loan Officer at Atlantic Coast Mortgage, based in Owings Mills, MD. Licensed in Florida, confirmed with the state regulator (license LO145955). Also lists Maryland, New Jersey, Pennsylvania, Texas and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and Renovation loan (203k / HomeStyle). Licensed since 2026 (per Florida records).

Last verified . Sources: Atlantic Coast Mortgage (atlanticcoastmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: atlanticcoastmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Maryland, New Jersey, Pennsylvania, Texas, Virginia

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145955, since 2026), verified 2026-10-09.

Lender-reported: MD, NJ, PA, TX, VA are listed on the lender page, not yet checked with the state regulator.

Contact

Employment history

  1. Atlantic Coast Mortgage NMLS 643114

    Current · Owings Mills, MD · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Scott has worked in retail mortgage lending since 1989 and is an experienced expert with FHA 203k renovation loans, reverse mortgages, and portfolio construction lending. They have helped thousands of homeowners and homebuyers.

Our summary of the lender page. Verified 2026-10-09.

Experience
1989 years of experience (stated)
Source (opens in a new tab), verified 2026-10-09
Education
degree in business from Towson University
Source (opens in a new tab), verified 2026-10-09
Role
Assistant Branch Manager before promotion to SVP / Branch Manager
Source (opens in a new tab), verified 2026-10-09
Credentials
Scotsman Guide, Top Originators 2021
Source (opens in a new tab), verified 2026-10-09
Credentials
President's Club, Atlantic Coast Mortgage (2020, 2021)
Source (opens in a new tab), verified 2026-10-09
Community
President of Sports Boosters of Maryland, a 501(c)(3) charitable organization that raises funds to help finance athletics for children
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · atlanticcoastmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Scott Eisgrau (NMLS 139186), Atlantic Coast Mortgage. LenDb.ai, https://lendb.ai/lo/scott-eisgrau-139186, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.