Scott Spencer, photo from Southern Trust Mortgage

Scott Spencer

Loan Officer at Southern Trust Mortgage · Virginia Beach, VA

NMLS ID 607867 (opens in a new tab) · verify at NMLS Consumer Access

Scott Spencer (NMLS 607867) is Loan Officer at Southern Trust Mortgage, based in Virginia Beach, VA. Lists North Carolina and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer.

Last verified . Sources: Southern Trust Mortgage (southerntrust.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: southerntrust.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

North Carolina, Virginia

Lender-reported: NC, VA are listed on the lender page, not yet checked with the state regulator.

Contact

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Employment history

  1. Southern Trust Mortgage NMLS 2921

    Current · Virginia Beach, VA · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Scott brings thorough understanding of diverse loan programs to tailor personalized solutions for clients, with strong family values guiding his client-centered approach.

Our summary of the lender page. Verified 2026-10-09.

Sources

Name and employerlender site · southerntrust.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · southerntrust.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · southerntrust.com (opens in a new tab)verified 2026-10-09
Summarylender site · southerntrust.com (opens in a new tab)verified 2026-10-09
Contactlender site · southerntrust.com (opens in a new tab)verified 2026-10-09
Photolender site · southerntrust.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Scott Spencer (NMLS 607867), Southern Trust Mortgage. LenDb.ai, https://lendb.ai/lo/scott-spencer-607867, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.