Sean Ayub, photo from INDEPENDENCE HOME LOANS LLC

Sean Ayub

Executive Loan Officer at INDEPENDENCE HOME LOANS LLC

NMLS ID 1986377 (opens in a new tab) · verify at NMLS Consumer Access

Sean Ayub (NMLS 1986377) is an Executive Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in Texas since 2024 and in Florida, Connecticut, Delaware and 11 more states. Sean's own profile lists FHA loan and VA loan as a focus.

Last verified . Sources: INDEPENDENCE HOME LOANS LLC (independencehl.com), Florida state regulator, Texas state regulator, Connecticut state regulator, Delaware state regulator, Missouri state regulator, Arkansas state regulator, Iowa state regulator, Oregon state regulator, Wisconsin state regulator, California state regulator, Massachusetts state regulator, Maryland state regulator, Wyoming state regulator, Illinois state regulator, Nevada state regulator and NMLS Consumer Access (license status, check live).

Quick answers

Is Sean licensed in Florida?
Yes. Florida regulator records list license LO126521 as active, first effective March 1, 2024 (verified 2026-10-15). LenDb has 14 other states on file for Sean.
Source: Florida state regulator (opens in a new tab)
Does Sean do FHA loans?
Sean's profile lists FHA loan as a focus (from their lender profile page). It also lists VA loan.
Source: lender page (opens in a new tab)
What lender does Sean work for?
INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-15).
Source: lender site (opens in a new tab)
How long has Sean been licensed?
The earliest state license record LenDb holds for Sean is from January 18, 2024 (Texas regulator). That is a record date from the rosters we hold, not proof of continuous licensure.
Source: Texas state regulator (opens in a new tab)

Specialties

Focus

Where we saw these: independencehl.com (opens in a new tab)

Focus is the loan officer's own: their bio, title, a certification or their own specialty list on their lender page, or what they report. Programs their lender offers are listed separately and never count as their focus in search.

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Texas, Connecticut, Delaware, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California, Massachusetts, Maryland, Wyoming, Illinois, Nevada

✓ Confirmed with the state regulator: FL (opens in a new tab) (LO126521, first effective 2024-03-01), TX (opens in a new tab), CT (opens in a new tab) (LO-1986377), DE (opens in a new tab), MO (opens in a new tab), AR (opens in a new tab), IA (opens in a new tab) (56626, first effective 2026-02-26), OR (opens in a new tab) (1986377, first effective 2024-01-22), WI (opens in a new tab) (1986377, first effective 2025-11-12), CA DFPI (opens in a new tab) (CA-DFPI1986377, first effective 2024-02-07), MA (opens in a new tab) (MLO1986377), MD (opens in a new tab), WY (opens in a new tab) (110008, first effective 2026-03-13), IL (opens in a new tab) (31.0086343, first effective 2024-08-14), NV (opens in a new tab) (NMLO-1178267, first effective 2024-01-30), verified 2026-10-15. Source: State of Missouri (see disclaimer).

Contact

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Employment history

  1. INDEPENDENCE HOME LOANS LLC NMLS 2524174

    Current · seen on lender site 2026-10-15

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Experience
since 2020
Source (opens in a new tab), verified 2026-10-15
Education
Bachelor of Science in Biology, University of Arizona
Source (opens in a new tab), verified 2026-10-15
Credentials
Recognized among top producers at a leading direct lender
Source (opens in a new tab), verified 2026-10-15

Sources

Name and employerstate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
Licenses (regulator)state regulator · mld.nv.gov (opens in a new tab)verified 2026-10-31
Specialtieslender site · independencehl.com (opens in a new tab)verified 2026-10-26
Contactlender site · independencehl.com (opens in a new tab)verified 2026-10-15
Photostate regulator · independencehl.com (opens in a new tab)verified 2026-10-15
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Sean Ayub (NMLS 1986377), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/shoaib-ayub-1986377, last verified 2026-10-31.

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