Spencer Penrod
Outside Loan Originator at CrossCountry Mortgage · South Jordan, UT
NMLS ID 2813809 (opens in a new tab) · verify at NMLS Consumer Access
Spencer Penrod (NMLS 2813809) is Outside Loan Originator at CrossCountry Mortgage, based in South Jordan, UT. Lists Utah on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, Real estate investor and Self-employed.
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com) and NMLS Consumer Access (license status, check live).
- 1 state
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Lender-reported: UT is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · South Jordan, UT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Spencer specializes in self-employed borrowers, entrepreneurs, jumbo loans, investment properties and bridge financing, with a background in underwriting and alternative documentation loans.
Our summary of the lender page. Verified 2026-10-09.
- Community
- Regularly supports local charities and service projects with family
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Spencer Penrod (NMLS 2813809), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/spencer-penrod-2813809, last verified 2026-10-09.
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