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Loan programs · Utah

Jumbo loan officers in Utah

As of 2026-10-09, LenDb lists 64 loan officers licensed in or based in Utah whose lender pages show Jumbo loan work. The top-ranked are Kevin Rowe (Guild Mortgage, Draper), Bill Gaylord (Guild Mortgage, Henderson) and Kristopher Matyas (Barrett Financial Group). Ranking is lender-neutral: specialty evidence first, then a license in UT, branch location, experience and profile completeness. Nobody pays for placement.

Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.

Ranked, with reasons · top 25

  1. 1

    Kevin RoweNMLS 295609

    Guild Mortgage · Draper, UT

    • Jumbo loan
    • Reverse mortgage
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 27 years experience (stated on lender page, 2026-10-09)
  2. 2

    Bill GaylordNMLS 680603

    Guild Mortgage · Henderson, NV · licensed in 7 states

    • Jumbo loan
    • DSCR loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 33 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  3. 3

    Kristopher MatyasNMLS 864775

    Barrett Financial Group · Utah

    • Jumbo loan
    • VA loan
    • FHA loan
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 25 years experience (stated on lender page, 2026-10-09)
  4. 4

    Brandon HansenNMLS 283559

    Guild Mortgage · Toquerville, UT · licensed in 11 states

    • Jumbo loan
    • Asset-based qualifying
    • Real estate investor
    • Reverse mortgage
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 8 years licensed
  5. 5

    Iris LegaspiNMLS 690505

    First Citizens Bank · San Diego, CA · licensed in 35 states

    • Jumbo loan
    • Down payment assistance
    • First-time buyer
    • Physician and medical professional
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 17 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  6. 6

    Kris JamesNMLS 900967

    Intercap Lending · Cottonwood Heights, UT

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 13 years experience (stated on lender page, 2026-10-09)
  7. 7

    Shelby TeeplesNMLS 1889596

    Intercap Lending · Pleasant Grove, UT · licensed in 8 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 3 years experience (stated on lender page, 2026-10-09)
  8. 8

    Andy DavisNMLS 1959567

    Intercap Lending · Cottonwood Heights, UT

    • Jumbo loan
    • FHA loan
    • First-time buyer
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  9. 9

    Bailee BeckNMLS 2675681

    Intercap Lending · Pleasant Grove, UT

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • Renovation loan (203k / HomeStyle)
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  10. 10

    Fernando PerezNMLS 1385005

    CrossCountry Mortgage · Cottonwood Heights, UT

    • Jumbo loan
    • DSCR loan
    • Construction loan
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 9 years experience (stated on lender page, 2026-10-09)
  11. 11

    Brent RoseNMLS 308611

    Intercap Lending · Pleasant Grove, UT · licensed in 4 states

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 14 years licensed
  12. 12

    John GrahamNMLS 1973756

    Intercap Lending · St. George, UT

    • Jumbo loan
    • FHA loan
    • Reverse mortgage
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  13. 13

    Matt ShinerNMLS 1260521

    NFM Lending · Tempe, AZ · licensed in 9 states

    • Jumbo loan
    • FHA loan
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 5 years licensed
    • No disciplinary actions on file at LenDb
  14. 14

    Tyler AndersonNMLS 315196

    Intercap Lending · Cottonwood Heights, UT

    • Jumbo loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • Reverse mortgage
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  15. 15

    Corey MerrillNMLS 748082

    Intercap Lending · Pleasant Grove, UT

    • Jumbo loan
    • Bank statement loan
    • Down payment assistance
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • No disciplinary actions on file at LenDb
  16. 16

    Rajat JetleyNMLS 1595897

    CrossCountry Mortgage · San Juan Capistrano, CA · licensed in 9 states

    • Jumbo loan
    • Bank statement loan
    • VA loan
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 2 years licensed
    • No disciplinary actions on file at LenDb
  17. 17

    Jonathon HawkNMLS 1438198

    JPMorgan Chase Bank (Chase Home Lending) · Orem, UT

    • Jumbo loan
    • Co-op
    • Condo
    • FHA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Branch in Utah; no license list on file yet, verify at NMLS Consumer Access
    • 15 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  18. 18

    Kate HanksNMLS 761975

    Barrett Financial Group · Chandler, AZ · licensed in 2 states

    • Jumbo loan
    • Down payment assistance
    • FHA loan
    • Real estate investor
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 20 years experience (stated on lender page, 2026-10-09)
    • No disciplinary actions on file at LenDb
  19. 19

    Michael MurgatroyNMLS 60099

    CrossCountry Mortgage · Delray Beach, FL · licensed in 49 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  20. 20

    Michael MizrahiNMLS 188831

    CrossCountry Mortgage · Delray Beach, FL · licensed in 51 states

    • Jumbo loan
    • Non-QM loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 15 years licensed
    • No disciplinary actions on file at LenDb
  21. 21

    Broch LassigNMLS 340314

    CrossCountry Mortgage · South Jordan, UT · licensed in 16 states

    • Jumbo loan
    • Non-QM loan
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 5 years licensed
  22. 22

    Hope OrtonNMLS 260618

    Intercap Lending · St. George, UT · licensed in 8 states

    • Jumbo loan
    • First-time buyer
    • Real estate investor
    • Bank statement loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 4 years licensed
  23. 23

    Michelle BobartNMLS 137164

    CrossCountry Mortgage · Chicago, IL · licensed in 50 states

    • Jumbo loan
    • Real estate investor
    • VA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • 13 years licensed
    • No disciplinary actions on file at LenDb
  24. 24

    Dave YoungNMLS 222107

    Guild Mortgage · Midvale, UT · licensed in 3 states

    • Jumbo loan
    • Down payment assistance
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 5 years licensed
  25. 25

    Shay HansenNMLS 652794

    American Pacific Mortgage · Layton, UT · licensed in 2 states

    • Jumbo loan
    • FHA loan
    • Renovation loan (203k / HomeStyle)
    • USDA loan
    • Lists Jumbo loan on lender page (lender page, verified 2026-10-09)
    • Licensed in UT (listed on lender page, verified 2026-10-09)
    • Branch in Utah
    • 4 years licensed

Before you choose

Jumbo guidelines are set by each lender, with stricter reserves, credit and documentation than conforming loans.

  • What reserves and credit score do your jumbo programs require?
  • Do you offer interest-only or ARM jumbo options?
  • Can you do a jumbo with less than 20 percent down?

More about Jumbo loan

How this list is ranked

Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers must be licensed in UT or have a branch there. Then branch location, years licensed and profile completeness. Disciplinary actions lower the score and are always shown. No paid placement. Methodology.

Same list as JSON: /api/v1/loan-officers?specialty=jumbo&state=UT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.