Steph Cafferty, photo from CrossCountry Mortgage

Steph Cafferty

Loan Officer at CrossCountry Mortgage · Reston, VA

NMLS ID 925596 (opens in a new tab) · verify at NMLS Consumer Access

Steph Cafferty (NMLS 925596) is Loan Officer at CrossCountry Mortgage, based in Reston, VA. Licensed in Florida, confirmed with the state regulator (license LO145484). Also lists New Jersey, South Carolina and Virginia on the lender page (not yet checked with the state regulator). Earliest state license record: March 3, 2026 (Florida), per state regulator. States 9 years of experience.

Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

None listed on the lender page yet.

    Evidence levels, strongest first: production data, lender page, self-reported.

    Languages

    Not listed

    Licensed states

    AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

    Florida, New Jersey, South Carolina, Virginia

    ✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145484, first effective 2026-03-03), verified 2026-10-09.

    Lender-reported: NJ, SC, VA are listed on the lender page, not yet checked with the state regulator.

    Contact

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    View profile at CrossCountry Mortgage (opens in a new tab)

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    Employment history

    1. CrossCountry Mortgage NMLS 3029

      Current · Reston, VA · seen on lender site 2026-10-09

    Disciplinary history

    Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

    About

    Steph brings 9 years of mortgage and real estate experience, including production management and loan consulting. They hold a master's degree in real estate from Georgetown University and now focus on delivering a detail-driven, client-focused mortgage experience.

    Our summary of the lender page. Verified 2026-10-09.

    Role
    production manager and loan consultant
    Source (opens in a new tab), verified 2026-10-09
    Education
    Master's degree in real estate from Georgetown University
    Source (opens in a new tab), verified 2026-10-09

    Sources

    Name and employerlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
    Licensed stateslender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Summarylender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Contactlender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    Photolender site · crosscountrymortgage.com (opens in a new tab)verified 2026-10-09
    License statusNMLS Consumer Access (opens in a new tab)check live

    Also available as Markdown, JSON, or via the API.

    Cite as: Steph Cafferty (NMLS 925596), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/stephanie-cafferty-925596, last verified 2026-10-09.

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    Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.