Stephen Gambardella, photo from Total Mortgage Services

Stephen Gambardella

Mortgage Banker at Total Mortgage Services · Milford, CT

NMLS ID 1997649 (opens in a new tab) · verify at NMLS Consumer Access

Stephen Gambardella (NMLS 1997649) is Mortgage Banker at Total Mortgage Services, based in Milford, CT. Lists Connecticut on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer. States 15 years of experience.

Last verified . Sources: Total Mortgage Services (totalmortgage.com) and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: totalmortgage.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Connecticut

Lender-reported: CT is listed on the lender page, not yet checked with the state regulator.

Contact

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View profile at Total Mortgage Services (opens in a new tab)

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Employment history

  1. Total Mortgage Services NMLS 2764

    Current · Milford, CT · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Stephen has 15 years in sales and joined Total Mortgage in 2020. He specializes in helping first-time home buyers and is available 24/7 for his borrowers.

Our summary of the lender page. Verified 2026-10-09.

Role
joined Total Mortgage in 2020
Source (opens in a new tab), verified 2026-10-09
Community
Eagle Scout, involved in Boy Scouts for most of his life
Source (opens in a new tab), verified 2026-10-09

Sources

Name and employerlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Summarylender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Contactlender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
Photolender site · totalmortgage.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Stephen Gambardella (NMLS 1997649), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/stephen-gambardella-1997649, last verified 2026-10-09.

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Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.