Stephen McFarlin
Senior Mortgage Banker at Total Mortgage Services · Ridgefield, CT
NMLS ID 38922 (opens in a new tab) · verify at NMLS Consumer Access
Stephen McFarlin (NMLS 38922) is Senior Mortgage Banker at Total Mortgage Services, based in Ridgefield, CT. Focus areas shown on the lender page: Self-employed. States 21 years of experience.
Last verified . Sources: Total Mortgage Services (totalmortgage.com) and NMLS Consumer Access (license status, check live).
- 21 years experience (stated)
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: totalmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
No license list on file yet. Check NMLS Consumer Access (opens in a new tab) for every state this person is licensed in.
Contact
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Employment history
Total Mortgage Services NMLS 2764
Current · Ridgefield, CT · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Steve has 21 years of mortgage experience, starting as a top loan originator, becoming sales manager, and co-founding Phoenix Financial before joining Total Mortgage in 2014. He specializes in loans for self-employed borrowers and has closed over 2,600 loans.
Our summary of the lender page. Verified 2026-10-09.
- Role
- Started as loan originator in 1993, became top producing originator, sales manager in 2004, co-founder of Phoenix Financial in 2006, joined Total Mortgage in June 2014
- Source (opens in a new tab), verified 2026-10-09
- Community
- Coaches girls soccer and basketball, active in church community
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · totalmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Stephen McFarlin (NMLS 38922), Total Mortgage Services. LenDb.ai, https://lendb.ai/lo/stephen-mcfarlin-38922, last verified 2026-10-09.
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