Borrower situations · Connecticut
Loan officers for self-employed borrowers in Connecticut
As of 2026-10-09, LenDb lists 17 loan officers licensed in or based in Connecticut whose lender pages show Self-employed work. The top-ranked are Dan L'altrella (Guild Mortgage, Shelton), Kate Reagan (Guild Mortgage, Easthampton) and Joe Smith (CrossCountry Mortgage, Boston). Ranking is lender-neutral: specialty evidence first, then a license in CT, branch location, experience and profile completeness. Nobody pays for placement.
Last verified . Sources: lender loan officer pages and state license records. Licenses: check NMLS Consumer Access.
Ranked, with reasons · top 15
- 1
Dan L'altrellaNMLS 133211
Guild Mortgage · Shelton, CT
- Self-employed
- FHA loan
- First-time buyer
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Shelton, CT
- States 20 years of experience (lender page, 2026-10-09)
- 2
Kate ReaganNMLS 19006
Guild Mortgage · Easthampton, MA · licensed in 7 states
- Self-employed
- Down payment assistance
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2019 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 3
Joe SmithNMLS 481139
CrossCountry Mortgage · Boston, MA · licensed in 8 states
- Self-employed
- Real estate investor
- VA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2012 (per Florida records)
- States 30 years of experience (lender page, 2026-10-09)
- 4
Joe MagallanesNMLS 491678
CrossCountry Mortgage · Newport Beach, CA · licensed in 26 states
- Self-employed
- Jumbo loan
- Non-QM loan
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2023 (per Florida records)
- States 20 years of experience (lender page, 2026-10-09)
- 5
Larry VindmanNMLS 103147
CrossCountry Mortgage · Union, NJ · licensed in 7 states
- Self-employed
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2020 (per Florida records)
- States 17 years of experience (lender page, 2026-10-09)
- 6
Debora ValdesNMLS 1793296
Total Mortgage Services · Milford, CT · licensed in 6 states
- Self-employed
- First-time buyer
- ITIN borrower
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Milford, CT
- Licensed since 2022 (per Florida records)
- States 10 years of experience (lender page, 2026-10-09)
- 7
Eric GasperNMLS 175852
CrossCountry Mortgage · Mineola, NY · licensed in 18 states
- Self-employed
- Non-QM loan
- Real estate investor
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2010 (per Colorado records)
- 8
Cameron CastronovaNMLS 1605079
CrossCountry Mortgage · Melville, NY · licensed in 6 states
- Self-employed
- Non-QM loan
- Real estate investor
- First-time buyer
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2018 (per Florida records)
- States 9 years of experience (lender page, 2026-10-09)
- 9
Vince StasollaNMLS 148704
CrossCountry Mortgage · Pittsburgh, PA · licensed in 23 states
- Self-employed
- Jumbo loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2022 (per Florida records)
- 10
Lindsay WitterNMLS 700709
American Pacific Mortgage · Roseville, CA · licensed in 36 states
- Self-employed
- Condo
- Down payment assistance
- FHA loan
- CT listed on their lender page (not yet checked with the state regulator; verify at NMLS)
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Licensed since 2016 (per Colorado records)
- 11
Michael DeRosaNMLS 58223
JPMorgan Chase Bank (Chase Home Lending) · Bank · Darien, CT
- Self-employed
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Darien, CT
- Licensed since 2017 (per Florida records)
- 12
Matthew FiorilloNMLS 408635
JPMorgan Chase Bank (Chase Home Lending) · Bank · Ridgefield, CT
- Self-employed
- Down payment assistance
- Co-op
- Condo
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Ridgefield, CT
- Licensed since 2017 (per Florida records)
- 13
Darryl WattreeNMLS 135210
JPMorgan Chase Bank (Chase Home Lending) · Bank · Stamford, CT
- Self-employed
- Co-op
- Condo
- Vacation home
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Stamford, CT
- 14
Simon JohnsonNMLS 704332
JPMorgan Chase Bank (Chase Home Lending) · Bank · Southbury, CT
- Self-employed
- Jumbo loan
- VA loan
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Southbury, CT
- 15
Kerry GulickNMLS 729884
JPMorgan Chase Bank (Chase Home Lending) · Bank · Fairfield, CT
- Self-employed
- Co-op
- Condo
- First-time buyer
- Likely federally registered (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS
- Lists Self-employed on lender page (lender page, verified 2026-10-09)
- Office in Fairfield, CT
Before you choose
Tax write-offs reduce qualifying income, so the loan officer must know both agency self-employed rules and alternative documentation options.
- How will you calculate my income from my tax returns?
- Would a bank statement or P&L loan qualify me for more?
- Do I need two years of self-employment history?
How this list is ranked
Specialty evidence carries the most weight (production data, then lender page, then self-reported). Loan officers are listed when a CT license is confirmed with the state regulator (check mark), CT is listed on their lender page, or they work at a bank or credit union (likely federally registered; verify at NMLS). Then branch location, experience (licensed since, per the regulator records we hold) and profile completeness. Disciplinary history is not yet checked by LenDb; verify at NMLS Consumer Access. No paid placement. Methodology.
Same list as JSON: /api/v1/loan-officers?specialty=self-employed&state=CT. Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access.