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Steve Carter, photo from Intercap Lending

Steve Carter

Sr. Loan Officer at Intercap Lending · Salt Lake City, UT

NMLS ID 1178666 (opens in a new tab) · verify at NMLS Consumer Access

Steve Carter (NMLS 1178666) is Sr. Loan Officer at Intercap Lending, based in Salt Lake City, UT. Licensed in 41 states: Florida, Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut and 33 more. Focus areas shown on the lender page: FHA loan and VA loan. 9 years licensed.

Last verified . Sources: Intercap Lending (intercaplending.com), Florida state regulator and NMLS Consumer Access (license status, check live).

Specialties

Where we saw these: intercaplending.com (opens in a new tab)

Evidence levels, strongest first: production data, lender page, self-reported.

Languages

Not listed

Licensed states

AKMEVTNHWAIDMTNDMNILWIMINYMARIORNVWYSDIAINOHPANJCTCAUTCONEMOKYWVVAMDDEAZNMKSARTNNCSCDCOKLAMSALGAHITXFL

Florida, Alaska, Alabama, Arkansas, Arizona, California, Colorado, Connecticut, District of Columbia, Georgia, Iowa, Idaho, Illinois, Indiana, Kansas, Kentucky, Louisiana, Maryland, Maine, Michigan, Minnesota, Montana, North Carolina, New Hampshire, New Mexico, Nevada, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, West Virginia, Wyoming

Confirmed with the state regulator: FL (opens in a new tab) (LO39353, since 2017), verified 2026-10-09.

Others as listed on the lender page (AK, AL, AR, AZ, CA, CO, CT, DC, GA, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MT, NC, NH, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY), not yet checked against state regulators.

Contact

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Employment history

  1. Intercap Lending NMLS 190465

    Current · Salt Lake City, UT · seen on lender site 2026-10-09

Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).

About

Steve brings 13 years of mortgage broker experience and specializes in VA, FHA, and conventional loans. He graduated from Utah Valley University with a degree in Business Management and has lived most of his life in Utah.

Our summary of the lender page. Verified 2026-10-09.

Experience
13 years in mortgage lending
Source (opens in a new tab), verified 2026-10-09
Education
Business Management
Source (opens in a new tab), verified 2026-10-09

Reviews

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Sources

Name and employerlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Licenses (regulator)state regulator · real.flofr.com (opens in a new tab)verified 2026-10-09
Licensed stateslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Specialtieslender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Summarylender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Contactlender site · intercaplending.com (opens in a new tab)verified 2026-10-09
Photolender site · intercaplending.com (opens in a new tab)verified 2026-10-09
License statusNMLS Consumer Access (opens in a new tab)check live

Also available as Markdown, JSON, or via the API.

Cite as: Steve Carter (NMLS 1178666), Intercap Lending. LenDb.ai, https://lendb.ai/lo/steven-carter-1178666, last verified 2026-10-09.

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