Teresa Ryan
Mortgage Loan Originator at Mutual of Omaha Mortgage · San Diego, CA
NMLS ID 1834954 (opens in a new tab) · verify at NMLS Consumer Access
Teresa Ryan (NMLS 1834954) is Mortgage Loan Originator at Mutual of Omaha Mortgage, based in San Diego, CA. Licensed in Florida, confirmed with the state regulator (license LO145300). Also lists Washington on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: DSCR loan, FHA loan, ITIN borrower, Non-QM loan and USDA loan. Licensed since 2026 (per Florida records). States 25 years of experience.
Last verified . Sources: Mutual of Omaha Mortgage (mutualmortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2026 (per Florida records)
- 25 years experience (stated)
- 2 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
- DSCR loanlender page
- FHA loanlender page
- ITIN borrowerlender page
- Non-QM loanlender page
- USDA loanlender page
- VA loanlender page
Where we saw these: mutualmortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO145300, since 2026), verified 2026-10-09.
Lender-reported: WA is listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
Mutual of Omaha Mortgage NMLS 1025894
Current · San Diego, CA · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Teresa Ryan brings 25 years of social work experience to mortgage lending with expertise in conventional, FHA, VA, USDA, Non-QM, DSCR investment, land, and ITIN loans. She partners with her realtor husband in Washington and works with realtors nationwide.
Our summary of the lender page. Verified 2026-10-09.
Sources
| Name and employer | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · mutualmortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Teresa Ryan (NMLS 1834954), Mutual of Omaha Mortgage. LenDb.ai, https://lendb.ai/lo/teresa-mancinelli-ryan-1834954, last verified 2026-10-09.
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