Tim Smith
Regional Manager/Senior Loan Officer at CrossCountry Mortgage · Memphis, TN
NMLS ID 104578 (opens in a new tab) · verify at NMLS Consumer Access
Tim Smith (NMLS 104578) is Regional Manager/Senior Loan Officer at CrossCountry Mortgage, based in Memphis, TN. Licensed in Florida, confirmed with the state regulator (license LO55117). Also lists Alabama, Arkansas, Kentucky, Michigan, Missouri, Mississippi and Tennessee on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Non-QM loan, VA loan, FHA loan and First-time buyer. Licensed since 2018 (per Florida records).
Last verified . Sources: CrossCountry Mortgage (crosscountrymortgage.com), Florida state regulator and NMLS Consumer Access (license status, check live).
- Licensed since 2018 (per Florida records)
- 8 states
- Unclaimed profile
- Disciplinary history not yet checked
Specialties
Where we saw these: crosscountrymortgage.com (opens in a new tab)
Evidence levels, strongest first: production data, lender page, self-reported.
Languages
Not listed
Licensed states
Florida, Alabama, Arkansas, Kentucky, Michigan, Missouri, Mississippi, Tennessee
✓ Confirmed with the state regulator: FL (opens in a new tab) (LO55117, since 2018), verified 2026-10-09.
Lender-reported: AL, AR, KY, MI, MO, MS, TN are listed on the lender page, not yet checked with the state regulator.
Contact
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Employment history
CrossCountry Mortgage NMLS 3029
Current · Memphis, TN · seen on lender site 2026-10-09
Disciplinary history
Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access (opens in a new tab).
About
Regional manager and senior loan officer based in Memphis community. Serves the local market with expert advice and focus on smooth, stress-free mortgage experience.
Our summary of the lender page. Verified 2026-10-09.
- Serves
- Memphis, TN community and surrounding areas including Southaven MS, Olive Branch MS, Hernando MS, White TN, Arlington TN, Germantown TN, Collierville TN, Bartlett TN, Millington TN, Hacks Cross TN
- Source (opens in a new tab), verified 2026-10-09
Sources
| Name and employer | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Licenses (regulator) | state regulator · real.flofr.com (opens in a new tab) | verified 2026-10-09 |
| Licensed states | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Specialties | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Summary | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Contact | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| Photo | lender site · crosscountrymortgage.com (opens in a new tab) | verified 2026-10-09 |
| License status | NMLS Consumer Access (opens in a new tab) | check live |
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Cite as: Tim Smith (NMLS 104578), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/tim-smith-104578, last verified 2026-10-09.
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